You stand nervously awaiting the verdict. You have done all you can, you have prepared for months for the case and have delivered a compelling argument that your argument that should prevail. The jury has been out for weeks, and it has been a nail-biting time for you, awaiting the outcome.
But now, the verdict is in. You stand still, breathless, awaiting the answer only to hear the word that you dreaded; Declined. Your mortgage application has been turned down.
It is an all-too-common story for those in the legal profession to spend a lot of time preparing a mortgage application to a bank, only to find that the answer is no; often because of a lack of understanding from the bank over how you work, how you get paid and how regularly.