Income protection insurance for contractors insures against loss of earnings through injury or illness. It’s an excellent way for you to replace the sick pay benefit received as a permie.

Generally, income protection is a monthly benefit that pays around 75% – 85% of your income while you’re unable to work and is based on your earnings prior to the claim. As a contractor, your income can be open to interpretation leading to many contractors paying for policies that don’t work for their situation.

Luckily, we will be able to advise you on the best income protection insurance plan for you.