Income protection

Have you planned for a time when you aren’t bringing home the same money you’re earning now?

How we can help you

What if you were suddenly getting less – or nothing – for a long time?

Income protection insurance insures against loss of earnings through injury or illness. It’s an excellent way for you to replace the sick pay benefit received as a permanent employee.

Generally, income protection is a monthly benefit that pays around 75% – 85% of your income while you’re unable to work and is based on your earnings prior to the claim. Your income can be open to interpretation leading to many people paying for policies that don’t work for their situation.

Luckily, our specialist protection consultants are on hand to advise you on the best income protection insurance plan for you.

Benefits include...

1

Financial independence in the event of illness or injury

2

No breaks in mortgage payment

3

Income protection for the self-employed

4

Support your family through your illness

5

Income protection for umbrella contractors

Protecting your family

Providing you and your loved ones peace of mind

Finding the best rates depends on finding the right income protection plan for you.

Just like mortgages, not every option out there works for you and the way in which you work. One of our specialist protection consultants can help you find the most comprehensive, cost-effective and suitable income protection cover tailored to your circumstances.

Feeling inspired?

Do you wish to safeguard your earnings for a time when you may not be earning as much?

Our other protection products

There are a myriad of different options available so your policy can be tailored to your family’s needs.

Relevant life cover

Exploring death in service benefits? Our protection specialists will provide you with straightforward, clear advice.

Life insurance

Cleerly can help find the right life insurance solution for you so your loved ones have the protection they need.

Critical illness

Want to insure you and your family have enough money to get by should you fall critically ill and need treatment? We're here to help.

Home insurance

Our protection specialists can guide you through a range of solutions for home and contents cover.
quote icon
Very responsive and knowledgeable, they took into consideration everything we required and found us the perfect Mortgage. They even renegotiated the product when the rates changed. Really pleased, great service.
quote icon
Fantastic service from start to finish, responsive, understanding and helpful all the way through the process. The company is fantastic and cares about your needs and helps every step of the way. Amazing service from Dil a real credit to the company. Would recommend this company again and again.
quote icon
In order to finance a move, we intended to port our mortgage and extend the borrowing, but our existing lender through in so many curveballs that is was impossible to stay with them. Matthew worked tirelessly to find us a second option which we then secured. I can't imagine what would have happened without his help and support throughout.
quote icon
Great service. Quick and responsive. Got me a good deal and made multiple changes due to some issues I encountered.
Trustpilot
See all testimonials

We move with the times

Click on our latest articles for our opinions and expertise.

  • BLOG · 3 min read

    Guides

Documents required for a self-employed mortgage

  • BLOG · 3 min read

    Guides

A guide to getting a contractor mortgage

  • BLOG · 3 min read

    Guides

Locum Doctor Guide
See all blogs and guides