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The Management Team

Andy McBride

Andy McBride

Managing Director

After working in the contractor mortgage market for over 11 years, I was convinced things could be done better.

At Professional Contractor Mortgages it is our mission to make mortgages more affordable and accessible to the UK contractor and freelancer community and we have been instrumental in changing the parameters of the contractor mortgage market.

We could sit here all day and tell you why we are different, but ultimately you will be the judge so why not speak with one of our highly trained contractor consultants and see for yourself.

Laura Watts

Laura Watts

Business Development Director

Laura joined PCM in 2020 to support our partners.

As Business Development Director, Laura has played a key role in furthering Professional Contractor Mortgages expansion and growth.

Laura’s determination to fully understand our partners and clients requirements in order to provide suitable solutions has been key to enabling this growth.

Our Expert Consultants

Steve Clements

Steve Clements

Senior Mortgage Consultant

Steve is a knowledgeable and experienced consultant who has been working with Contractors for their mortgage needs for over 17 years. He was involved in modelling the Lenders criteria for contractors and has a thorough and extensive knowledge of what is achievable. Steve prides himself in his client service and empathy with contractors. 

Qualifications:
Financial Planning Certificates 1,2 and 3 & CeMAP

Experience:
Steve is one of the UK’s longest standing contractor specific mortgage consultants. He has a breadth of understanding of all mortgage needs regardless of income methodology and employment status.

 

Email – Steve@pcmortgages.co.uk

Tel: 02394 212902

William Coe

William Coe

Senior Mortgage Consultant

Will is responsible for overseeing clients’ mortgage applications from pre-offer through to completion. Will ensures the process runs as smoothly as possible by continuously updating lenders and clients with relevant information, as well as ensuring the legal work is on track with solicitors.

Qualifications:
CeMAP 1,2,3 & BA(hons)

Experience:
Before joining professional contractor mortgages, Will worked as a mortgage broker for Countrywide Property Services working closely with estate agents and solicitors in helping clients secure mortgage funding for their chosen purchases. Prior to this Will has a history of working in public services.

 

Email – William@pcmortgages.co.uk

Tel: 02394 212903

Mark McBurney

Mark McBurney

Senior Mortgage Consultant

Mark guides clients through the process of securing a mortgage based upon contract rate. Whether it is a purchase, or a remortgage; and whether a residential property or a Buy to Let property, Mark can help with it all. Having been a mortgage advisor in the Contractor space for nearly a decade, he is well versed in the different options on the table for you, and handles the entire process from initial enquiry right through to post-completion.

Qualifications:

FPC 1 & CeMAP 2, 3

Experience:
Financial Services is in the blood, with Mark’s father being a career-long Financial Adviser, so it was no surprise when Mark became a mortgage consultant 15 years ago in an Estate Agency environment. He began working exclusively with Contractors 8 years ago, and during that time, Mark has diversified into specialist lending options as well as protection provisions, making him a good all-round broker, and the man to go to for your mortgage needs.

 

Email – Mark@pcmortgages.co.uk

Tel: 02394212904

Simon James

Simon James

Senior Protection Consultant

Simon’s role is to ensure when our client’s our taking on mortgage debt, that it is protected. He will discuss with you, your own personal situation and provide you with bespoke protection recommendations. This is an important stage mortgage planning, that many mortgage brokerages will not spend the time or effort discussing with their clients. At Professional Contractor Mortgages we take protecting your debt, family, and ability to earn an income seriously, and Simon will be on hand to arrange solutions for you.

Qualifications:
CeMAP 1,2,3

Experience:
Simon has been working in Financial Services for 19 years and been qualified as a mortgage and protection broker for 15 years. Simon has spent many years working exclusively with contractors, advising and arranging protection plans to be able to protect their income’s, mortgages, and family from the unforeseen emergencies that many will face in life.

 

Email – Simon@pcmortgages.co.uk

Tel: 02394212905